As risks continue to grow and compound in unforeseen ways, the insurance industry plays an increasingly vital role in the global economy. Moody’s provides actionable insights into the market’s shifting complexities, helping you to make more informed decisions on risk selection, pricing, and management.
We are diving deeper into the shifting dynamics of the reinsurance market, where property reinsurance prices are declining amid competition, while casualty reinsurance prices rise due to mounting litigation costs. Stay tuned as we explore how strong capital positions and investment income are shaping the sector’s resilience and profitability in our ongoing coverage.
Insurers have raised rates and tightened terms. As a result, insurance affordability and availability in high-risk areas may require further cooperation between the private sector and governments.
Despite lower prices, the sector remains profitable. But demand is stagnant in the US, and systemic risk remains a key concern for cyber underwriters.
Demand from sponsors seeking to transfer risk to investors is fueling the growth, along with investors' pursuit of strong returns and opportunities to diversify their portfolios.
About three quarters of the reinsurance buyers we surveyed forecast pricing declines for property coverage, but most expect casualty reinsurance pricing to be flat to higher next year.
Our combination of science, data, technology and expertise provides insurers, reinsurers, and brokers across property, casualty, life, and specialty with the ability to address their most complex challenges – helping close the insurance gap and drive performance.
Not only are catastrophes becoming increasingly frequent and severe, their impact can trigger a cascade of interconnected risks. Delve into Moody's latest insights on recent catastrophic events.
Our differentiated solutions bring together technology, data and analytics and insights, helping insurers, reinsurers, and brokers address their most complex challenges and make better decisions with confidence – therefore helping to close the insurance gap and drive performance.
