The insurance and reinsurance industry is rapidly evolving, with a growing demand for advanced analytics to drive smarter decision-making. Whether you are catastrophe modeler seeking sophisticated model insights or an underwriter looking to improve risk selection and increase accuracy, more diverse datasets and analytical firepower are critical to growing and maintaining your competitive advantage. As larger, more complex datasets flow into risk workflows, companies face increasing challenges related to technical expertise, storage capacity, and analytical power—making it essential to differentiate their solutions in an increasingly competitive marketplace.
Moody’s Risk Data Lake offers a unified, cloud-based platform designed for advanced risk analytics. Transform complex catastrophe data into actionable insights and gain the edge needed to navigate today’s dynamic risk landscape
Moody’s Risk Data Lake is a next-generation, cloud-native analytical environment designed for flexibility, programmability, and seamless integration. Fully integrated with Moody’s Intelligent Risk Platform™, it builds on the strengths of traditional data lake architecture—such as flexibility, high performance, and unified storage for structured and unstructured data—while introducing advanced analytical capabilities tailored specifically for risk management.
The Risk Data Lake connects directly to the centralized data layer within Moody’s Intelligent Risk Platform, enabling instant access to critical analytics applications, including Risk Modeler™, ExposureIQ™, TreatyIQ, and UnderwriteIQ. This centralized, highly flexible storage layer streamlines the process of blending, combining, and extracting insights from diverse data sources and risk perspectives, simplifying complex workflows and enhancing decision-making.
The Risk Data Lake connects directly to the centralized data layer within Moody’s Intelligent Risk Platform, enabling instant access to critical analytics applications, including Risk Modeler™, ExposureIQ™, TreatyIQ, and UnderwriteIQ. This centralized, highly flexible storage layer streamlines the process of blending, combining, and extracting insights from diverse data sources and risk perspectives, simplifying complex workflows and enhancing decision-making
The Risk Data Lake is a fully integrated platform service, instantly enabling existing exposure, results, and programs for advanced analytics. Instant access to data accelerates time to value and reduces time and effort required to build and fill an external data lake.
Risk Data Lake’s in-app no and low-code workflow builder empowers nontechnical users with customizable analytical reporting capabilities. Users can seamlessly generate robust analytical insights from the full range of platform data, as well as external datasets, all without the need for IT support.
The Risk Data Lake offers a comprehensive repository of prebuilt analytical blueprints designed around platform best practices. These blueprints streamline the creation of specialized analytical workflows — such as model validation and exposure comparison — enabling firms to develop more robust and resilient processes.
Risk Data Lake maintains and enhances platform data governance capabilities, improving management, search, and accessibility of all existing data assets within the platform by maintain key metadata, tags, and references. The advanced data catalog simplifies processing, transforming, and analyzing diverse data for advanced analytics, machine learning, and business intelligence applications.
Catastrophe risk data presents unique challenges that set it apart from other areas of the insurance industry. At Moody’s, we’ve identified what we call the four S’s of catastrophe risk data: size, schema, skills, and security. At Moody’s, we’re committed to helping insurers navigate these challenges and unlock the true potential of their data, promoting smarter decision-making and improved resilience in the face of growing risks.
The Intelligent Risk Platform is designed to deliver a competitive edge in today’s ever-evolving market by streamlining workflows across the insurance value chain—from primary underwriting to portfolio steering. At its core, the Intelligent Risk Platform is designed to help insurers digitize risk workflows and foster a more resilient world.
In an ever-evolving insurance landscape where risk is getting more complicated and interconnected, risk analytics plays, and will continue to play, a critical role in creating and maintaining a competitive edge.
Moody’s Risk Data Lake builds on top of typical data lake architecture to go beyond what a “vanilla” data lake can do
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