Credit ratings

As a leading global provider of credit ratings and research, Moody’s Ratings offers valuable insights into financial stability and creditworthiness for organizations, debt instruments, and securities.




Products

01 Public credit ratings

Public credit ratings

Our public rating service can offer valuable solutions for entities seeking capital market access, allowing for public comparison to peers and other debt issuers.

 A public rating may help:

  • Issuers enhance financing with diversified funding options in capital markets

  • Provide market participants with an independent evaluation of credit quality at the issuer and instrument levels

02 Private credit ratings

Private credit ratings

We offer a suite of private, monitored, credit rating services, including entity-level credit ratings for issuers, loan ratings for borrowers, and private ratings for investors. These ratings are distributed via a confidential data room.

Discover our suite of services:

03 Unpublished ratings

Unpublished ratings

Our unpublished rating services enhance lending decisions for borrowers and provide investors with access to private debt instrument ratings. These ratings are distributed via a confidential data room.

Discover our suite of services:

04 Other permissible services

Other permissible services

05 Integrated services

Integrated services

IssuerFocus™

This is a secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want.


Understanding credit ratings

As capital markets have become increasingly global and interconnected, investors face an extensive and often bewildering selection of investment opportunities.

Learn how Moody’s Ratings speaks to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.


understanding credit ratings
Understanding credit ratings

Our credit rating system communicates forward-looking opinions on how issuers or financial obligations will perform over time.

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credit rating scale
Credit rating scale

Credit ratings reflect forward-looking opinions on the credit risk of issued financial obligations.

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rating process
Rating process

The timing of our rating process depends on factors like available information, management discussions, and complexity.

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Who we are

Customer commitment 

The Moody’s Ratings Customer Commitment describes what you, the customer, should expect from us in our day-to-day relationship. While practices may differ slightly between our lines of business, the overall expectation and experience are the same. These are the standards to which we hold ourselves. We value you as a customer and seek to provide you with the highest quality of analysis, expertise, professionalism, and service.

A relationship with us means:

  • An experienced team
  • A clear process
  • A transparent assessment
  • A proactive and continuing engagement
  • Timely research
moodys

Meet our teams 

As part of Moody’s Ratings policies and procedures to safeguard the independence, integrity and quality of our ratings process, commercial and analytical responsibilities within Moody’s Ratings are segregated.

Commercial Group

Moody’s Ratings Commercial Group manages commercial relationships with issuers and other market participants seeking ratings services. 

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Ratings & Research

The Ratings & Research Group manages the analytical engagement with issuers across asset classes. Our analytical teams ensure the integrity and consistency of ratings using rigorous and transparent methodologies.

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Asset Asian Wards 2022: Rating Agency
CFI.co 2023: Best Credit Risk Analysis
Creditflux CLO Census 2022: Best Rating Agency for US CLO Investors
Environmental Finance Sustainable Investment Awards 2023: Most Transparent Credit Rating Agency
GIFA: Global Islamic Finance Awards
GlobalCapital Bond Awards 2023: Best Rating Agency for Corporate Bonds
GlobalCapital European Securitization Awards 2023: Recognizing Outstanding Achievements in European Structured Finance
IJGlobal Awards 2022
Institutional Investor Global Fixed Income Research 2022: #1 Best Credit Rating Agency
Kanganews Awards 2022

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Speak to the team

Let’s discuss your needs and how we can support you.