Underwriting and actuarial teams face increasing pressure to make faster and more informed decisions in a rapidly-evolving risk landscape. From AI-powered analytics to powerful applications, precision underwriting and pricing starts with Moody’s.
Our solutions bring together rigorous scientific modeling, proprietary data, and cutting-edge technology to deliver the most complete view of risk, enabling underwriters to make assessments with clarity, accuracy, and efficiency.
Our AI-driven tools support the entire underwriting lifecycle and empower underwriters and actuaries to align business strategy with every decision.
We provide a robust suite of underwriting solutions tailored to the needs of insurance underwriters. Our predictive property analytics seamlessly deliver actionable insights into your existing workflows so you can make optimal decisions from pre-bind to policy renewals.
Moody’s deeply predictive insights help homeowners carriers quote, underwrite, rate, and renew home insurance policies with greater precision.
Our AI and machine learning models analyze aerial imagery and other sources to deliver location-level insights on roof condition and age, hail and wildfire risk, yard debris, solar panels, pools, hazard, loss costs, and more for millions of residential properties.
Personal lines underwriters and actuaries use these insights to streamline underwriting and better match rate and coverage to risk.
Commercial insurers and MGAs can instantly access predictive insights and risk scores from models built specifically for single- and multi-structure commercial properties.
Commercial property underwriting workflows vary with the size of each property. AI- and aerial imagery-derived property intelligence support small commercial, habitational, and mid-market underwriting.
Underwriters can leverage extensive hazard information, loss costs, and COPE information on roof condition and age, lot condition and liability, wildfire and hail risk, and more.
Moody’s casualty insurance solutions help insurers move from reactive to forward-looking casualty risk management by integrating insight directly into underwriting workflows.
We equip insurers with visibility into tomorrow’s risks, tools to quantify them today, and insights to act with precision across business functions while allowing for better communication of risk and performance to investors, regulators, and the public.
Most insurers struggle with identifying, connecting, and surfacing the right data to inform the best decisions at the right time. We can help.
The article discusses the critical link between corporate bankruptcy and D&O insurance claims, highlighting how economic downturns lead to increased bankruptcies and subsequent D&O litigation. It emphasizes the growing importance of predictive tools like Moody's EDF-X™ Early Warning System in assessing bankruptcy risk, particularly for SMEs.
The article highlights the growing interconnection between cyber risk and D&O insurance in the digital age. It cites industry reports showing increased frequency and severity of cyber incidents, leading to D&O claims. Regulatory changes and shareholder actions further complicate the landscape.
This article explores new sources of D&O risk such as greenwashing. We take a look at how greenwashing lawsuits are reshaping D&O insurance, with insights into emerging litigation risks and strategies for effective risk assessment.
Higher personal insurance prices will offset rising claims costs, and commercial insurance prices will remain sufficiently high to support strong insurer results for at least another year.
Despite reduced short-term policy rates in several regions, life insurers will benefit from higher interest rates, driving investment income that will counterbalance risks from illiquid assets.
Moody’s sustainability insurance underwriting solution helps P&C insurers operationalize risk assessment in their insurance underwriting workflows.
Munich Re, Gallagher Re, and Bitsight Join as Founding Members of the Steering Group. With cyber underwriting offering huge growth potential, the group has been formed to tackle the current constraints to growth in the cyber insurance market.
Within their role as the economic engine for insurers, underwriters face an increasingly challenging market to navigate through. With escalating natural catastrophe losses, rising inflation, and increasing customer expectations to contend with, this has all placed additional pressure on the underwriting organization.
Interested in learning more about our offerings? Our solutions specialists are ready to help.
