What are the essentials of automating unified risk management? A brief guide to Maxsight™

Risk management isn’t just about identifying threats—it’s about building systems that respond intelligently and consistently so businesses can make risk-based decisions about who they work with. As an organization grows and both risk and regulatory expectations become more nuanced, the ability to automate risk-related workflows can become a strategic advantage.

Moody’s Maxsight™ is designed to help businesses meet these needs—balancing smarter way to onboard, assess, and monitor risks through configurable, policy-driven automation.

To help organizations get a better understanding of how Maxsight™ works, we’ve created this brief guide to some of its essentials and how they applied when automating risk management processes.

How does Maxsight™ work?

Maxsight™ helps businesses automate key risk management processes by guiding an entity—whether an individual or company—through a configured onboarding, screening, or monitoring workflow.

The platform uses logic built into smart policies to help customers assess risk types and levels, trigger due diligence tasks, and continuously monitor for changes, according to their risk and compliance framework.

With automation at its core, Maxsight™ can help customers continue to digitally transform risk and compliance operations, while maintaining control, consistency, and clear risk insights.

What is a Maxsight™ workflow?

A workflow in the Maxsight™ platform is a structured sequence of steps that an entity (i.e. an individual or a company) follows during onboarding, screening, or monitoring.

The workflow is governed by our customers’ tailored smart policy and determines which tasks are triggered, how risk is evaluated, and what actions are taken based on the entity’s profile and risk level.

Each workflow is designed to be dynamic and responsive—automatically adapting to new information to help due diligence activities remain consistent. Whether a customer is onboarding a new supplier or client or monitoring an existing one, workflows can help them automate compliance tasks while reducing manual effort.  While an organization can have many different workflows.... the underlying/foundational data remains consistent

NB: Terminology matters…

Clear, intuitive language is important to making the most of an automated platform. Here are some other key terms designed to make it easier for users to understand and configure their Maxsight™ workflows.

3 essentials to understanding the Maxsight™ platform

1. Entities

An Entity is the subject of a customer’s risk evaluation—either a company or an individual. Maxsight tailors data checks based on the type of entity being assessed, this might include for example date of birth for individuals or incorporation date for companies.

2. Assessments

There are different types of risk that might be assessed via a workflow such as financial crime risk for know your customer (KYC) or anti-money laundering compliance, cyber risk/financial health associated with suppliers or vendors. An Assessment defines the automated workflow each entity follows, which can include:

• Evaluating risk level: Maxsight™ calculates risk levels using each customers’ configured model
• Executing smart policies: Entities can be automatically approved or flagged for further screening based on risk thresholds set by each customer and their configuration
• Task management: In the platform, any due diligence steps that are required can be triggered by the platform, flagged to users for action, and tracked automatically

Assessments can run in parallel and continue monitoring after completion as part of a “perpetual” approach to risk management and compliance.

3. Tasks

Tasks are the building blocks of a customer’s workflow—such as identity verification, sanctions screening, or document collection.

Maxsight™ automates task assignment within the platform, as well as tracking task completion to help customers reduce manual effort and improve consistency.

Turning insights into action

Automating risk management processes through Maxsight™ isn’t just about efficiency—it’s about supporting smarter, more consistent decision-making across business units, teams, and departments.

Using Maxsight™, customers gain a platform that brings together data, intelligent workflows, configurable policies, and automation to support different compliance processes at different stages of a relationship lifecycle.

By integrating entities, assessments, tasks, and workflows in one platform, customers can unlock greater potential from automation—reduce manual tasks, improve risk-based outcomes, and manage compliance processes more efficiently.