BACK TO CREDIT RISK INSIGHTS

Sustainable finance and credit

Credit risks from environmental, social and governance factors are wide-ranging. Browse Moody’s thought leadership for insights into how sustainable and transition finance will address environmental risks, the social implications of technological and demographic shifts, and how governance can mitigate or amplify credit impact. 


AI is reshaping labor markets, with credit consequences for governments globally

AI’s automation and augmentation of tasks will boost productivity to varying degrees. Governments’ fiscal capacity will be key to mitigating social strains and shape the pace of AI adoption.

 



Featured

Transition finance



Methodologies, frameworks, and heat maps

01 Credit impact

Methodology: integrating environmental, social and governance factors into credit analysis

In this cross-sector rating methodology, we explain our general principles for assessing environmental, social and governance risks in our credit analysis for all sectors globally.

02 Net zero assessments

Net zero assessment framework

Net zero assessments provide an independent and comparable view on the strength of an entity’s carbon emissions reduction plans compared to a global net zero pathway. They incorporate an entity’s ambition, the implementation of its plan and its governance of greenhouse gas emissions reductions.

03 Second party opinions

Second party opinion assessment framework

Our second party opinion assessment framework explains how we provide second party opinions of green, social and sustainability financial instruments or financing frameworks following either a use of proceeds or sustainability-linked approach.

04 Environmental risk heat map

Environmental risk heat map

Our heat map of environmental risk includes 90 sectors with about $82 trillion in rated debt. It reflects our assessment of the credit materiality of environmental risks for sectors across rating groups.

05 Social risk heat map

Social risk heat map

Our heat map of social risk includes 90 sectors with about $82 trillion in rated debt. It reflects our assessment of the credit materiality of social considerations for sectors across rating groups.




Moody's events hub

Browse our curated list of events. Hosted throughout the year across multiple regions and on a wide range of topics, we explore the risks and opportunities behind the most topical market issues. Use our calendar to find webinars and in-person conferences across a variety of sectors, industries, and key risk areas 




Monday, Dec 1

Navigating the Transition Label: Aligning with ICMA and LMA Guidelines (APAC)

Wednesday, Dec 3

Navigating the Transition Label: Aligning with ICMA and LMA Guidelines (EMEA & US)

Tuesday, Jan 27

2026 Sustainable Finance Credit and Sustainable Bond Outlook (EMEA & US)

Wednesday, Jan 28

2026 Sustainable Finance Credit and Sustainable Bond Outlook (APAC)


Green tech innovation



Discover more