Banking

Implement an automated workflow of risk and compliance checks integrated with Moody's industry-leading data that can be combined with more than 25 other global providers to create a more complete picture of risk. Use a single solution to perform checks, keep risk profiles alive, and make risk-based decisions about who you work with.

Designed around your business, its customer relationships, and risk policies, implement a flexible KYC solution. Update your onboarding, due diligence, and risk-monitoring workflow configuration or data checks when you need to. Adapt to regulatory changes quickly and efficiently to help ensure compliance without having to embark on expensive change programs.

Use quality, accurate data and intelligent screening from Moody’s for risk assessment and help reduce the number of false positives your team deals with each day. Curate information on counterparty risk from award-winning sources and filter that data according to your bank’s criteria before reviewing material results.

Create a digital-first approach to KYC, KYB, CDD and EDD for a more seamless risk and compliance experience. Ensure your teams can focus time where they add value in analysis, judgment, and decision making. Scale anti-financial crime compliance and third-party risk management without needing to add resources to your business.

Moody’s provides access to real-time risk data integrated with your KYC or CDD workflows to support AML and counter-financing of terrorism (CFT) investigations. Establish a configuration that works for your bank and your customers – then change it when you need. Use our risk engine to automate compliance tasks and integrate AML/CFT data checks to achieve a fuller picture of risk.

Create operational efficiency and less friction in your KYC and KYB processes by integrating the data you need for due diligence and risk monitoring via a single solution. Create a picture of risk that is always on and that you can trust. Understand where material risks lie in near real time, not just at a point in time, through a process of perpetual KYC. Data and decisions are clear, auditable, and available to share via a single solution.

Armed with the information you need; you can be more responsive to audit requests. Risk and compliance records can be held in one place. Moody's provides high-quality data, and curates and stores risk profiles with a history of decisions detailed to satisfy due diligence requirements and auditors' requests. .